LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,265
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,238
−HK$988/mo
Today · 4.125%
HK$33,226
baseline
▲ 0.50% · 4.625%
HK$35,247
+HK$2,021/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,452/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,782
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,715
−HK$946/mo
Today · 4.125%
HK$36,661
baseline
▲ 0.50% · 4.625%
HK$38,594
+HK$1,933/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,322/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,518
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,685
−HK$1,186/mo
Today · 4.125%
HK$39,871
baseline
▲ 0.50% · 4.625%
HK$42,297
+HK$2,426/mo
Deposit HK$5.48M · loan HK$8.23M · min. income ≈ HK$79,742/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,739
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,858
−HK$1,136/mo
Today · 4.125%
HK$43,994
baseline
▲ 0.50% · 4.625%
HK$46,313
+HK$2,319/mo
Deposit HK$5.48M · loan HK$8.23M · min. income ≈ HK$87,988/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,771
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,133
−HK$1,383/mo
Today · 4.125%
HK$46,516
baseline
▲ 0.50% · 4.625%
HK$49,346
+HK$2,830/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$93,032/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,695
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,001
−HK$1,325/mo
Today · 4.125%
HK$51,326
baseline
▲ 0.50% · 4.625%
HK$54,031
+HK$2,705/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$102,652/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,277
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,028
−HK$1,778/mo
Today · 4.125%
HK$59,806
baseline
▲ 0.50% · 4.625%
HK$63,445
+HK$3,639/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$119,612/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,608
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,287
−HK$1,703/mo
Today · 4.125%
HK$65,990
baseline
▲ 0.50% · 4.625%
HK$69,469
+HK$3,479/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$131,980/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,172 · Scale 2, in force from 26 Feb 2026)