LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,269
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,241
−HK$988/mo
Today · 4.125%
HK$33,229
baseline
▲ 0.50% · 4.625%
HK$35,251
+HK$2,022/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,458/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,786
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,719
−HK$946/mo
Today · 4.125%
HK$36,665
baseline
▲ 0.50% · 4.625%
HK$38,598
+HK$1,933/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,330/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,522
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,689
−HK$1,186/mo
Today · 4.125%
HK$39,875
baseline
▲ 0.50% · 4.625%
HK$42,302
+HK$2,427/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,750/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,743
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,863
−HK$1,135/mo
Today · 4.125%
HK$43,998
baseline
▲ 0.50% · 4.625%
HK$46,318
+HK$2,320/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$87,996/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,776
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,138
−HK$1,383/mo
Today · 4.125%
HK$46,521
baseline
▲ 0.50% · 4.625%
HK$49,352
+HK$2,831/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$93,042/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,700
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,007
−HK$1,325/mo
Today · 4.125%
HK$51,332
baseline
▲ 0.50% · 4.625%
HK$54,037
+HK$2,705/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$102,664/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,283
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$58,034
−HK$1,779/mo
Today · 4.125%
HK$59,813
baseline
▲ 0.50% · 4.625%
HK$63,452
+HK$3,639/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$119,626/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,615
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$64,294
−HK$1,704/mo
Today · 4.125%
HK$65,998
baseline
▲ 0.50% · 4.625%
HK$69,477
+HK$3,479/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$131,996/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,229 · Scale 2, in force from 26 Feb 2026)