LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,270
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,243
−HK$988/mo
Today · 4.125%
HK$33,231
baseline
▲ 0.50% · 4.625%
HK$35,253
+HK$2,022/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,462/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,788
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,721
−HK$946/mo
Today · 4.125%
HK$36,667
baseline
▲ 0.50% · 4.625%
HK$38,600
+HK$1,933/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,334/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,524
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,691
−HK$1,186/mo
Today · 4.125%
HK$39,877
baseline
▲ 0.50% · 4.625%
HK$42,304
+HK$2,427/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,754/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,745
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,865
−HK$1,136/mo
Today · 4.125%
HK$44,001
baseline
▲ 0.50% · 4.625%
HK$46,320
+HK$2,319/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$88,002/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,778
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,140
−HK$1,384/mo
Today · 4.125%
HK$46,524
baseline
▲ 0.50% · 4.625%
HK$49,354
+HK$2,830/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$93,048/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,703
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,009
−HK$1,325/mo
Today · 4.125%
HK$51,334
baseline
▲ 0.50% · 4.625%
HK$54,040
+HK$2,706/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$102,668/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,286
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$58,037
−HK$1,779/mo
Today · 4.125%
HK$59,816
baseline
▲ 0.50% · 4.625%
HK$63,456
+HK$3,640/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$119,632/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,618
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$64,297
−HK$1,704/mo
Today · 4.125%
HK$66,001
baseline
▲ 0.50% · 4.625%
HK$69,480
+HK$3,479/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$132,002/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,254 · Scale 2, in force from 26 Feb 2026)