LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,271
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,244
−HK$988/mo
Today · 4.125%
HK$33,232
baseline
▲ 0.50% · 4.625%
HK$35,254
+HK$2,022/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,464/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,789
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,722
−HK$946/mo
Today · 4.125%
HK$36,668
baseline
▲ 0.50% · 4.625%
HK$38,601
+HK$1,933/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,336/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,525
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,693
−HK$1,185/mo
Today · 4.125%
HK$39,878
baseline
▲ 0.50% · 4.625%
HK$42,305
+HK$2,427/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,756/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,747
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,866
−HK$1,136/mo
Today · 4.125%
HK$44,002
baseline
▲ 0.50% · 4.625%
HK$46,321
+HK$2,319/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$88,004/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,780
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,141
−HK$1,384/mo
Today · 4.125%
HK$46,525
baseline
▲ 0.50% · 4.625%
HK$49,356
+HK$2,831/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$93,050/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,704
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,010
−HK$1,326/mo
Today · 4.125%
HK$51,336
baseline
▲ 0.50% · 4.625%
HK$54,042
+HK$2,706/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$102,672/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,288
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$58,039
−HK$1,779/mo
Today · 4.125%
HK$59,818
baseline
▲ 0.50% · 4.625%
HK$63,457
+HK$3,639/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$119,636/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,620
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$64,299
−HK$1,704/mo
Today · 4.125%
HK$66,003
baseline
▲ 0.50% · 4.625%
HK$69,482
+HK$3,479/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$132,006/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,269 · Scale 2, in force from 26 Feb 2026)