LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,272
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,245
−HK$988/mo
Today · 4.125%
HK$33,233
baseline
▲ 0.50% · 4.625%
HK$35,255
+HK$2,022/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,466/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,790
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,723
−HK$946/mo
Today · 4.125%
HK$36,669
baseline
▲ 0.50% · 4.625%
HK$38,602
+HK$1,933/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,338/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,526
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,694
−HK$1,186/mo
Today · 4.125%
HK$39,880
baseline
▲ 0.50% · 4.625%
HK$42,306
+HK$2,426/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,760/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,748
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,867
−HK$1,136/mo
Today · 4.125%
HK$44,003
baseline
▲ 0.50% · 4.625%
HK$46,323
+HK$2,320/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$88,006/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,781
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,142
−HK$1,384/mo
Today · 4.125%
HK$46,526
baseline
▲ 0.50% · 4.625%
HK$49,357
+HK$2,831/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$93,052/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,706
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,012
−HK$1,325/mo
Today · 4.125%
HK$51,337
baseline
▲ 0.50% · 4.625%
HK$54,043
+HK$2,706/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$102,674/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,289
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$58,040
−HK$1,779/mo
Today · 4.125%
HK$59,819
baseline
▲ 0.50% · 4.625%
HK$63,459
+HK$3,640/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$119,638/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,621
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,301
−HK$1,704/mo
Today · 4.125%
HK$66,005
baseline
▲ 0.50% · 4.625%
HK$69,484
+HK$3,479/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$132,010/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,283 · Scale 2, in force from 26 Feb 2026)