LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,273
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,246
−HK$988/mo
Today · 4.125%
HK$33,234
baseline
▲ 0.50% · 4.625%
HK$35,256
+HK$2,022/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,468/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,791
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,724
−HK$947/mo
Today · 4.125%
HK$36,671
baseline
▲ 0.50% · 4.625%
HK$38,603
+HK$1,932/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,342/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,528
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,695
−HK$1,186/mo
Today · 4.125%
HK$39,881
baseline
▲ 0.50% · 4.625%
HK$42,308
+HK$2,427/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,762/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,749
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,869
−HK$1,136/mo
Today · 4.125%
HK$44,005
baseline
▲ 0.50% · 4.625%
HK$46,324
+HK$2,319/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$88,010/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,782
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,144
−HK$1,384/mo
Today · 4.125%
HK$46,528
baseline
▲ 0.50% · 4.625%
HK$49,359
+HK$2,831/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$93,056/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,707
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,014
−HK$1,325/mo
Today · 4.125%
HK$51,339
baseline
▲ 0.50% · 4.625%
HK$54,045
+HK$2,706/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$102,678/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,291
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$58,042
−HK$1,779/mo
Today · 4.125%
HK$59,821
baseline
▲ 0.50% · 4.625%
HK$63,461
+HK$3,640/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$119,642/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,624
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$64,303
−HK$1,704/mo
Today · 4.125%
HK$66,007
baseline
▲ 0.50% · 4.625%
HK$69,486
+HK$3,479/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$132,014/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,301 · Scale 2, in force from 26 Feb 2026)