LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,276
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,249
−HK$989/mo
Today · 4.125%
HK$33,238
baseline
▲ 0.50% · 4.625%
HK$35,260
+HK$2,022/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,476/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,795
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,728
−HK$946/mo
Today · 4.125%
HK$36,674
baseline
▲ 0.50% · 4.625%
HK$38,608
+HK$1,934/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,348/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,532
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,699
−HK$1,186/mo
Today · 4.125%
HK$39,885
baseline
▲ 0.50% · 4.625%
HK$42,312
+HK$2,427/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,770/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,754
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,873
−HK$1,136/mo
Today · 4.125%
HK$44,009
baseline
▲ 0.50% · 4.625%
HK$46,329
+HK$2,320/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$88,018/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,787
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,149
−HK$1,384/mo
Today · 4.125%
HK$46,533
baseline
▲ 0.50% · 4.625%
HK$49,364
+HK$2,831/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$93,066/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,712
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,019
−HK$1,325/mo
Today · 4.125%
HK$51,344
baseline
▲ 0.50% · 4.625%
HK$54,051
+HK$2,707/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$102,688/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,297
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,049
−HK$1,779/mo
Today · 4.125%
HK$59,828
baseline
▲ 0.50% · 4.625%
HK$63,468
+HK$3,640/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$119,656/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,630
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,310
−HK$1,704/mo
Today · 4.125%
HK$66,014
baseline
▲ 0.50% · 4.625%
HK$69,494
+HK$3,480/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$132,028/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,356 · Scale 2, in force from 26 Feb 2026)