LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,277
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,250
−HK$988/mo
Today · 4.125%
HK$33,238
baseline
▲ 0.50% · 4.625%
HK$35,261
+HK$2,023/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,476/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,795
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,728
−HK$947/mo
Today · 4.125%
HK$36,675
baseline
▲ 0.50% · 4.625%
HK$38,608
+HK$1,933/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,350/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,532
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,700
−HK$1,186/mo
Today · 4.125%
HK$39,886
baseline
▲ 0.50% · 4.625%
HK$42,313
+HK$2,427/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,772/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,754
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,874
−HK$1,136/mo
Today · 4.125%
HK$44,010
baseline
▲ 0.50% · 4.625%
HK$46,330
+HK$2,320/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$88,020/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,788
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,150
−HK$1,384/mo
Today · 4.125%
HK$46,534
baseline
▲ 0.50% · 4.625%
HK$49,365
+HK$2,831/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$93,068/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,713
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,020
−HK$1,325/mo
Today · 4.125%
HK$51,345
baseline
▲ 0.50% · 4.625%
HK$54,052
+HK$2,707/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$102,690/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,298
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,050
−HK$1,779/mo
Today · 4.125%
HK$59,829
baseline
▲ 0.50% · 4.625%
HK$63,469
+HK$3,640/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$119,658/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,631
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,311
−HK$1,704/mo
Today · 4.125%
HK$66,015
baseline
▲ 0.50% · 4.625%
HK$69,495
+HK$3,480/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$132,030/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,365 · Scale 2, in force from 26 Feb 2026)