LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,278
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,251
−HK$989/mo
Today · 4.125%
HK$33,240
baseline
▲ 0.50% · 4.625%
HK$35,262
+HK$2,022/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,480/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,797
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,730
−HK$947/mo
Today · 4.125%
HK$36,677
baseline
▲ 0.50% · 4.625%
HK$38,610
+HK$1,933/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,354/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,534
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,702
−HK$1,186/mo
Today · 4.125%
HK$39,888
baseline
▲ 0.50% · 4.625%
HK$42,315
+HK$2,427/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,776/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,756
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,876
−HK$1,136/mo
Today · 4.125%
HK$44,012
baseline
▲ 0.50% · 4.625%
HK$46,332
+HK$2,320/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$88,024/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,790
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,152
−HK$1,384/mo
Today · 4.125%
HK$46,536
baseline
▲ 0.50% · 4.625%
HK$49,367
+HK$2,831/mo
Deposit HK$4.12M · loan HK$9.60M · min. income ≈ HK$93,072/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,716
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,022
−HK$1,326/mo
Today · 4.125%
HK$51,348
baseline
▲ 0.50% · 4.625%
HK$54,054
+HK$2,706/mo
Deposit HK$4.12M · loan HK$9.60M · min. income ≈ HK$102,696/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,301
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,052
−HK$1,780/mo
Today · 4.125%
HK$59,832
baseline
▲ 0.50% · 4.625%
HK$63,472
+HK$3,640/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$119,664/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,635
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$64,314
−HK$1,704/mo
Today · 4.125%
HK$66,018
baseline
▲ 0.50% · 4.625%
HK$69,498
+HK$3,480/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$132,036/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,391 · Scale 2, in force from 26 Feb 2026)