LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,280
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,253
−HK$989/mo
Today · 4.125%
HK$33,242
baseline
▲ 0.50% · 4.625%
HK$35,264
+HK$2,022/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,484/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,799
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,732
−HK$947/mo
Today · 4.125%
HK$36,679
baseline
▲ 0.50% · 4.625%
HK$38,612
+HK$1,933/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,358/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,536
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,704
−HK$1,186/mo
Today · 4.125%
HK$39,890
baseline
▲ 0.50% · 4.625%
HK$42,317
+HK$2,427/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,780/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,758
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,878
−HK$1,137/mo
Today · 4.125%
HK$44,015
baseline
▲ 0.50% · 4.625%
HK$46,335
+HK$2,320/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$88,030/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,792
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,154
−HK$1,384/mo
Today · 4.125%
HK$46,538
baseline
▲ 0.50% · 4.625%
HK$49,370
+HK$2,832/mo
Deposit HK$4.12M · loan HK$9.60M · min. income ≈ HK$93,076/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,718
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,025
−HK$1,325/mo
Today · 4.125%
HK$51,350
baseline
▲ 0.50% · 4.625%
HK$54,057
+HK$2,707/mo
Deposit HK$4.12M · loan HK$9.60M · min. income ≈ HK$102,700/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,304
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,055
−HK$1,780/mo
Today · 4.125%
HK$59,835
baseline
▲ 0.50% · 4.625%
HK$63,476
+HK$3,641/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$119,670/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,638
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,318
−HK$1,704/mo
Today · 4.125%
HK$66,022
baseline
▲ 0.50% · 4.625%
HK$69,502
+HK$3,480/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$132,044/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,417 · Scale 2, in force from 26 Feb 2026)