LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,281
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,254
−HK$988/mo
Today · 4.125%
HK$33,242
baseline
▲ 0.50% · 4.625%
HK$35,265
+HK$2,023/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,484/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,800
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,733
−HK$947/mo
Today · 4.125%
HK$36,680
baseline
▲ 0.50% · 4.625%
HK$38,613
+HK$1,933/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,360/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,537
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,705
−HK$1,186/mo
Today · 4.125%
HK$39,891
baseline
▲ 0.50% · 4.625%
HK$42,318
+HK$2,427/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,782/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,759
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,879
−HK$1,137/mo
Today · 4.125%
HK$44,016
baseline
▲ 0.50% · 4.625%
HK$46,336
+HK$2,320/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$88,032/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,793
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,155
−HK$1,384/mo
Today · 4.125%
HK$46,539
baseline
▲ 0.50% · 4.625%
HK$49,371
+HK$2,832/mo
Deposit HK$4.12M · loan HK$9.60M · min. income ≈ HK$93,078/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,719
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,026
−HK$1,326/mo
Today · 4.125%
HK$51,352
baseline
▲ 0.50% · 4.625%
HK$54,058
+HK$2,706/mo
Deposit HK$4.12M · loan HK$9.60M · min. income ≈ HK$102,704/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,305
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,057
−HK$1,779/mo
Today · 4.125%
HK$59,836
baseline
▲ 0.50% · 4.625%
HK$63,477
+HK$3,641/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$119,672/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,639
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,319
−HK$1,704/mo
Today · 4.125%
HK$66,023
baseline
▲ 0.50% · 4.625%
HK$69,504
+HK$3,481/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$132,046/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,429 · Scale 2, in force from 26 Feb 2026)