LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,281
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,254
−HK$989/mo
Today · 4.125%
HK$33,243
baseline
▲ 0.50% · 4.625%
HK$35,265
+HK$2,022/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,486/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,800
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,733
−HK$947/mo
Today · 4.125%
HK$36,680
baseline
▲ 0.50% · 4.625%
HK$38,613
+HK$1,933/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,360/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,537
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,705
−HK$1,186/mo
Today · 4.125%
HK$39,891
baseline
▲ 0.50% · 4.625%
HK$42,318
+HK$2,427/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,782/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,760
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,880
−HK$1,136/mo
Today · 4.125%
HK$44,016
baseline
▲ 0.50% · 4.625%
HK$46,336
+HK$2,320/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$88,032/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,793
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$45,156
−HK$1,384/mo
Today · 4.125%
HK$46,540
baseline
▲ 0.50% · 4.625%
HK$49,371
+HK$2,831/mo
Deposit HK$4.12M · loan HK$9.60M · min. income ≈ HK$93,080/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,720
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,026
−HK$1,326/mo
Today · 4.125%
HK$51,352
baseline
▲ 0.50% · 4.625%
HK$54,059
+HK$2,707/mo
Deposit HK$4.12M · loan HK$9.60M · min. income ≈ HK$102,704/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,306
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,057
−HK$1,780/mo
Today · 4.125%
HK$59,837
baseline
▲ 0.50% · 4.625%
HK$63,478
+HK$3,641/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$119,674/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,640
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,320
−HK$1,704/mo
Today · 4.125%
HK$66,024
baseline
▲ 0.50% · 4.625%
HK$69,504
+HK$3,480/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$132,048/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,433 · Scale 2, in force from 26 Feb 2026)