LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,284
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,257
−HK$988/mo
Today · 4.125%
HK$33,245
baseline
▲ 0.50% · 4.625%
HK$35,268
+HK$2,023/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,490/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,803
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,736
−HK$947/mo
Today · 4.125%
HK$36,683
baseline
▲ 0.50% · 4.625%
HK$38,617
+HK$1,934/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,366/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,540
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,708
−HK$1,186/mo
Today · 4.125%
HK$39,894
baseline
▲ 0.50% · 4.625%
HK$42,322
+HK$2,428/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,788/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,763
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,883
−HK$1,137/mo
Today · 4.125%
HK$44,020
baseline
▲ 0.50% · 4.625%
HK$46,340
+HK$2,320/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$88,040/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,797
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$45,159
−HK$1,385/mo
Today · 4.125%
HK$46,544
baseline
▲ 0.50% · 4.625%
HK$49,376
+HK$2,832/mo
Deposit HK$4.12M · loan HK$9.60M · min. income ≈ HK$93,088/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,724
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,031
−HK$1,325/mo
Today · 4.125%
HK$51,356
baseline
▲ 0.50% · 4.625%
HK$54,063
+HK$2,707/mo
Deposit HK$4.12M · loan HK$9.60M · min. income ≈ HK$102,712/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,310
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,062
−HK$1,780/mo
Today · 4.125%
HK$59,842
baseline
▲ 0.50% · 4.625%
HK$63,483
+HK$3,641/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$119,684/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,645
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,325
−HK$1,704/mo
Today · 4.125%
HK$66,029
baseline
▲ 0.50% · 4.625%
HK$69,510
+HK$3,481/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$132,058/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,476 · Scale 2, in force from 26 Feb 2026)