LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,286
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,259
−HK$989/mo
Today · 4.125%
HK$33,248
baseline
▲ 0.50% · 4.625%
HK$35,271
+HK$2,023/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,496/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,805
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,739
−HK$946/mo
Today · 4.125%
HK$36,685
baseline
▲ 0.50% · 4.625%
HK$38,619
+HK$1,934/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,370/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,543
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,711
−HK$1,186/mo
Today · 4.125%
HK$39,897
baseline
▲ 0.50% · 4.625%
HK$42,325
+HK$2,428/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,794/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,766
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,886
−HK$1,137/mo
Today · 4.125%
HK$44,023
baseline
▲ 0.50% · 4.625%
HK$46,343
+HK$2,320/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$88,046/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,800
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$45,162
−HK$1,385/mo
Today · 4.125%
HK$46,547
baseline
▲ 0.50% · 4.625%
HK$49,379
+HK$2,832/mo
Deposit HK$4.12M · loan HK$9.60M · min. income ≈ HK$93,094/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,727
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,034
−HK$1,326/mo
Today · 4.125%
HK$51,360
baseline
▲ 0.50% · 4.625%
HK$54,067
+HK$2,707/mo
Deposit HK$4.12M · loan HK$9.60M · min. income ≈ HK$102,720/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,314
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,066
−HK$1,780/mo
Today · 4.125%
HK$59,846
baseline
▲ 0.50% · 4.625%
HK$63,487
+HK$3,641/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$119,692/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,649
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,329
−HK$1,705/mo
Today · 4.125%
HK$66,034
baseline
▲ 0.50% · 4.625%
HK$69,515
+HK$3,481/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$132,068/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,511 · Scale 2, in force from 26 Feb 2026)