LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,287
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,260
−HK$989/mo
Today · 4.125%
HK$33,249
baseline
▲ 0.50% · 4.625%
HK$35,272
+HK$2,023/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,498/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,806
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,740
−HK$947/mo
Today · 4.125%
HK$36,687
baseline
▲ 0.50% · 4.625%
HK$38,620
+HK$1,933/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,374/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,544
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,712
−HK$1,186/mo
Today · 4.125%
HK$39,898
baseline
▲ 0.50% · 4.625%
HK$42,326
+HK$2,428/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,796/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,767
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,888
−HK$1,136/mo
Today · 4.125%
HK$44,024
baseline
▲ 0.50% · 4.625%
HK$46,344
+HK$2,320/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$88,048/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,801
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$45,164
−HK$1,384/mo
Today · 4.125%
HK$46,548
baseline
▲ 0.50% · 4.625%
HK$49,380
+HK$2,832/mo
Deposit HK$4.12M · loan HK$9.60M · min. income ≈ HK$93,096/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,729
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,035
−HK$1,326/mo
Today · 4.125%
HK$51,361
baseline
▲ 0.50% · 4.625%
HK$54,069
+HK$2,708/mo
Deposit HK$4.12M · loan HK$9.60M · min. income ≈ HK$102,722/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,316
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,068
−HK$1,780/mo
Today · 4.125%
HK$59,848
baseline
▲ 0.50% · 4.625%
HK$63,489
+HK$3,641/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$119,696/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,651
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,331
−HK$1,705/mo
Today · 4.125%
HK$66,036
baseline
▲ 0.50% · 4.625%
HK$69,517
+HK$3,481/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$132,072/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,526 · Scale 2, in force from 26 Feb 2026)