LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,290
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,263
−HK$989/mo
Today · 4.125%
HK$33,252
baseline
▲ 0.50% · 4.625%
HK$35,275
+HK$2,023/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,504/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,810
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,743
−HK$947/mo
Today · 4.125%
HK$36,690
baseline
▲ 0.50% · 4.625%
HK$38,624
+HK$1,934/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,380/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,548
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,716
−HK$1,187/mo
Today · 4.125%
HK$39,903
baseline
▲ 0.50% · 4.625%
HK$42,330
+HK$2,427/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,806/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,772
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,892
−HK$1,136/mo
Today · 4.125%
HK$44,028
baseline
▲ 0.50% · 4.625%
HK$46,349
+HK$2,321/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$88,056/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,806
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$45,169
−HK$1,384/mo
Today · 4.125%
HK$46,553
baseline
▲ 0.50% · 4.625%
HK$49,386
+HK$2,833/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$93,106/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,734
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,041
−HK$1,326/mo
Today · 4.125%
HK$51,367
baseline
▲ 0.50% · 4.625%
HK$54,074
+HK$2,707/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$102,734/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,322
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,074
−HK$1,780/mo
Today · 4.125%
HK$59,854
baseline
▲ 0.50% · 4.625%
HK$63,496
+HK$3,642/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$119,708/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,658
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,338
−HK$1,705/mo
Today · 4.125%
HK$66,043
baseline
▲ 0.50% · 4.625%
HK$69,524
+HK$3,481/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$132,086/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,580 · Scale 2, in force from 26 Feb 2026)