LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,291
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,264
−HK$989/mo
Today · 4.125%
HK$33,253
baseline
▲ 0.50% · 4.625%
HK$35,277
+HK$2,024/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,506/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,811
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,745
−HK$947/mo
Today · 4.125%
HK$36,692
baseline
▲ 0.50% · 4.625%
HK$38,626
+HK$1,934/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,384/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,549
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,717
−HK$1,187/mo
Today · 4.125%
HK$39,904
baseline
▲ 0.50% · 4.625%
HK$42,332
+HK$2,428/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,808/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,773
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,893
−HK$1,137/mo
Today · 4.125%
HK$44,030
baseline
▲ 0.50% · 4.625%
HK$46,351
+HK$2,321/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$88,060/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,807
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,170
−HK$1,385/mo
Today · 4.125%
HK$46,555
baseline
▲ 0.50% · 4.625%
HK$49,387
+HK$2,832/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$93,110/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,735
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,042
−HK$1,326/mo
Today · 4.125%
HK$51,368
baseline
▲ 0.50% · 4.625%
HK$54,076
+HK$2,708/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$102,736/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,324
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,076
−HK$1,780/mo
Today · 4.125%
HK$59,856
baseline
▲ 0.50% · 4.625%
HK$63,498
+HK$3,642/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$119,712/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,660
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,340
−HK$1,705/mo
Today · 4.125%
HK$66,045
baseline
▲ 0.50% · 4.625%
HK$69,526
+HK$3,481/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$132,090/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,597 · Scale 2, in force from 26 Feb 2026)