LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,295
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,268
−HK$989/mo
Today · 4.125%
HK$33,257
baseline
▲ 0.50% · 4.625%
HK$35,281
+HK$2,024/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,514/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,815
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,749
−HK$947/mo
Today · 4.125%
HK$36,696
baseline
▲ 0.50% · 4.625%
HK$38,630
+HK$1,934/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,392/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,554
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,722
−HK$1,187/mo
Today · 4.125%
HK$39,909
baseline
▲ 0.50% · 4.625%
HK$42,337
+HK$2,428/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,818/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,778
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,899
−HK$1,136/mo
Today · 4.125%
HK$44,035
baseline
▲ 0.50% · 4.625%
HK$46,356
+HK$2,321/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$88,070/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,813
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$45,175
−HK$1,385/mo
Today · 4.125%
HK$46,560
baseline
▲ 0.50% · 4.625%
HK$49,393
+HK$2,833/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$93,120/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,741
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,048
−HK$1,326/mo
Today · 4.125%
HK$51,374
baseline
▲ 0.50% · 4.625%
HK$54,082
+HK$2,708/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$102,748/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,330
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,083
−HK$1,780/mo
Today · 4.125%
HK$59,863
baseline
▲ 0.50% · 4.625%
HK$63,505
+HK$3,642/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$119,726/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,667
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,348
−HK$1,705/mo
Today · 4.125%
HK$66,053
baseline
▲ 0.50% · 4.625%
HK$69,535
+HK$3,482/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$132,106/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,658 · Scale 2, in force from 26 Feb 2026)