LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,295
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,269
−HK$989/mo
Today · 4.125%
HK$33,258
baseline
▲ 0.50% · 4.625%
HK$35,281
+HK$2,023/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,516/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,816
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,749
−HK$948/mo
Today · 4.125%
HK$36,697
baseline
▲ 0.50% · 4.625%
HK$38,631
+HK$1,934/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,394/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,554
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,722
−HK$1,187/mo
Today · 4.125%
HK$39,909
baseline
▲ 0.50% · 4.625%
HK$42,338
+HK$2,429/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$79,818/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,779
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,899
−HK$1,137/mo
Today · 4.125%
HK$44,036
baseline
▲ 0.50% · 4.625%
HK$46,357
+HK$2,321/mo
Deposit HK$5.49M · loan HK$8.23M · min. income ≈ HK$88,072/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,813
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,176
−HK$1,385/mo
Today · 4.125%
HK$46,561
baseline
▲ 0.50% · 4.625%
HK$49,394
+HK$2,833/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$93,122/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,742
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,049
−HK$1,326/mo
Today · 4.125%
HK$51,375
baseline
▲ 0.50% · 4.625%
HK$54,083
+HK$2,708/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$102,750/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,331
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,084
−HK$1,780/mo
Today · 4.125%
HK$59,864
baseline
▲ 0.50% · 4.625%
HK$63,506
+HK$3,642/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$119,728/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,668
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,349
−HK$1,705/mo
Today · 4.125%
HK$66,054
baseline
▲ 0.50% · 4.625%
HK$69,536
+HK$3,482/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$132,108/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,667 · Scale 2, in force from 26 Feb 2026)