LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,298
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,271
−HK$990/mo
Today · 4.125%
HK$33,261
baseline
▲ 0.50% · 4.625%
HK$35,284
+HK$2,023/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,522/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,819
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,752
−HK$948/mo
Today · 4.125%
HK$36,700
baseline
▲ 0.50% · 4.625%
HK$38,634
+HK$1,934/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,400/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,557
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,726
−HK$1,187/mo
Today · 4.125%
HK$39,913
baseline
▲ 0.50% · 4.625%
HK$42,341
+HK$2,428/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$79,826/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,782
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,903
−HK$1,137/mo
Today · 4.125%
HK$44,040
baseline
▲ 0.50% · 4.625%
HK$46,361
+HK$2,321/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$88,080/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,817
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,180
−HK$1,385/mo
Today · 4.125%
HK$46,565
baseline
▲ 0.50% · 4.625%
HK$49,398
+HK$2,833/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$93,130/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,746
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,053
−HK$1,327/mo
Today · 4.125%
HK$51,380
baseline
▲ 0.50% · 4.625%
HK$54,088
+HK$2,708/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$102,760/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,336
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,089
−HK$1,780/mo
Today · 4.125%
HK$59,869
baseline
▲ 0.50% · 4.625%
HK$63,512
+HK$3,643/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$119,738/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,673
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,354
−HK$1,706/mo
Today · 4.125%
HK$66,060
baseline
▲ 0.50% · 4.625%
HK$69,542
+HK$3,482/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$132,120/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,711 · Scale 2, in force from 26 Feb 2026)