LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,301
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,275
−HK$989/mo
Today · 4.125%
HK$33,264
baseline
▲ 0.50% · 4.625%
HK$35,288
+HK$2,024/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,528/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,822
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,756
−HK$948/mo
Today · 4.125%
HK$36,704
baseline
▲ 0.50% · 4.625%
HK$38,638
+HK$1,934/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,408/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,562
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,730
−HK$1,187/mo
Today · 4.125%
HK$39,917
baseline
▲ 0.50% · 4.625%
HK$42,346
+HK$2,429/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$79,834/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$514,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,787
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,908
−HK$1,136/mo
Today · 4.125%
HK$44,044
baseline
▲ 0.50% · 4.625%
HK$46,366
+HK$2,322/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$88,088/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$514,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,822
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,185
−HK$1,385/mo
Today · 4.125%
HK$46,570
baseline
▲ 0.50% · 4.625%
HK$49,403
+HK$2,833/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$93,140/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,751
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,059
−HK$1,326/mo
Today · 4.125%
HK$51,385
baseline
▲ 0.50% · 4.625%
HK$54,094
+HK$2,709/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$102,770/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,342
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,095
−HK$1,780/mo
Today · 4.125%
HK$59,875
baseline
▲ 0.50% · 4.625%
HK$63,519
+HK$3,644/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$119,750/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,680
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,361
−HK$1,706/mo
Today · 4.125%
HK$66,067
baseline
▲ 0.50% · 4.625%
HK$69,549
+HK$3,482/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$132,134/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,766 · Scale 2, in force from 26 Feb 2026)