LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,302
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,276
−HK$989/mo
Today · 4.125%
HK$33,265
baseline
▲ 0.50% · 4.625%
HK$35,289
+HK$2,024/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,530/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,824
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,758
−HK$947/mo
Today · 4.125%
HK$36,705
baseline
▲ 0.50% · 4.625%
HK$38,640
+HK$1,935/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,410/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,563
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,731
−HK$1,187/mo
Today · 4.125%
HK$39,918
baseline
▲ 0.50% · 4.625%
HK$42,347
+HK$2,429/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$79,836/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$514,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,788
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,909
−HK$1,137/mo
Today · 4.125%
HK$44,046
baseline
▲ 0.50% · 4.625%
HK$46,368
+HK$2,322/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$88,092/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$514,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,823
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,187
−HK$1,385/mo
Today · 4.125%
HK$46,572
baseline
▲ 0.50% · 4.625%
HK$49,405
+HK$2,833/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$93,144/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,753
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,061
−HK$1,326/mo
Today · 4.125%
HK$51,387
baseline
▲ 0.50% · 4.625%
HK$54,096
+HK$2,709/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$102,774/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,344
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,097
−HK$1,781/mo
Today · 4.125%
HK$59,878
baseline
▲ 0.50% · 4.625%
HK$63,521
+HK$3,643/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$119,756/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,683
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,364
−HK$1,705/mo
Today · 4.125%
HK$66,069
baseline
▲ 0.50% · 4.625%
HK$69,552
+HK$3,483/mo
Deposit HK$1.37M · loan HK$12.35M · min. income ≈ HK$132,138/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,785 · Scale 2, in force from 26 Feb 2026)