LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,303
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,277
−HK$989/mo
Today · 4.125%
HK$33,266
baseline
▲ 0.50% · 4.625%
HK$35,290
+HK$2,024/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,532/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,824
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,758
−HK$948/mo
Today · 4.125%
HK$36,706
baseline
▲ 0.50% · 4.625%
HK$38,641
+HK$1,935/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,412/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,564
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,732
−HK$1,187/mo
Today · 4.125%
HK$39,919
baseline
▲ 0.50% · 4.625%
HK$42,348
+HK$2,429/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$79,838/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$514,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,789
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,910
−HK$1,137/mo
Today · 4.125%
HK$44,047
baseline
▲ 0.50% · 4.625%
HK$46,369
+HK$2,322/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$88,094/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$514,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,824
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,187
−HK$1,385/mo
Today · 4.125%
HK$46,572
baseline
▲ 0.50% · 4.625%
HK$49,406
+HK$2,834/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$93,144/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,754
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,062
−HK$1,326/mo
Today · 4.125%
HK$51,388
baseline
▲ 0.50% · 4.625%
HK$54,097
+HK$2,709/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$102,776/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,346
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,098
−HK$1,781/mo
Today · 4.125%
HK$59,879
baseline
▲ 0.50% · 4.625%
HK$63,522
+HK$3,643/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$119,758/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,684
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,365
−HK$1,705/mo
Today · 4.125%
HK$66,070
baseline
▲ 0.50% · 4.625%
HK$69,553
+HK$3,483/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$132,140/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,795 · Scale 2, in force from 26 Feb 2026)