LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,304
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,278
−HK$989/mo
Today · 4.125%
HK$33,267
baseline
▲ 0.50% · 4.625%
HK$35,291
+HK$2,024/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,534/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,825
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,759
−HK$948/mo
Today · 4.125%
HK$36,707
baseline
▲ 0.50% · 4.625%
HK$38,642
+HK$1,935/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,414/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,565
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,733
−HK$1,187/mo
Today · 4.125%
HK$39,920
baseline
▲ 0.50% · 4.625%
HK$42,349
+HK$2,429/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$79,840/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$514,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,790
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,911
−HK$1,137/mo
Today · 4.125%
HK$44,048
baseline
▲ 0.50% · 4.625%
HK$46,370
+HK$2,322/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$88,096/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$514,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,825
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,189
−HK$1,385/mo
Today · 4.125%
HK$46,574
baseline
▲ 0.50% · 4.625%
HK$49,407
+HK$2,833/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$93,148/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,755
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,063
−HK$1,326/mo
Today · 4.125%
HK$51,389
baseline
▲ 0.50% · 4.625%
HK$54,098
+HK$2,709/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$102,778/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,347
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,100
−HK$1,780/mo
Today · 4.125%
HK$59,880
baseline
▲ 0.50% · 4.625%
HK$63,524
+HK$3,644/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$119,760/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,685
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,366
−HK$1,706/mo
Today · 4.125%
HK$66,072
baseline
▲ 0.50% · 4.625%
HK$69,555
+HK$3,483/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$132,144/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,808 · Scale 2, in force from 26 Feb 2026)