LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,308
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,282
−HK$989/mo
Today · 4.125%
HK$33,271
baseline
▲ 0.50% · 4.625%
HK$35,296
+HK$2,025/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,542/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,830
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,764
−HK$947/mo
Today · 4.125%
HK$36,711
baseline
▲ 0.50% · 4.625%
HK$38,647
+HK$1,936/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,422/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,569
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,738
−HK$1,187/mo
Today · 4.125%
HK$39,925
baseline
▲ 0.50% · 4.625%
HK$42,355
+HK$2,430/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$79,850/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$514,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,796
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,917
−HK$1,137/mo
Today · 4.125%
HK$44,054
baseline
▲ 0.50% · 4.625%
HK$46,376
+HK$2,322/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$88,108/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$514,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,831
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,194
−HK$1,386/mo
Today · 4.125%
HK$46,580
baseline
▲ 0.50% · 4.625%
HK$49,414
+HK$2,834/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$93,160/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,762
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,069
−HK$1,327/mo
Today · 4.125%
HK$51,396
baseline
▲ 0.50% · 4.625%
HK$54,105
+HK$2,709/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$102,792/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,354
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,107
−HK$1,781/mo
Today · 4.125%
HK$59,888
baseline
▲ 0.50% · 4.625%
HK$63,532
+HK$3,644/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$119,776/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,693
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,375
−HK$1,706/mo
Today · 4.125%
HK$66,081
baseline
▲ 0.50% · 4.625%
HK$69,564
+HK$3,483/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$132,162/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,875 · Scale 2, in force from 26 Feb 2026)