LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,309
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,283
−HK$989/mo
Today · 4.125%
HK$33,272
baseline
▲ 0.50% · 4.625%
HK$35,297
+HK$2,025/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,544/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,831
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,765
−HK$948/mo
Today · 4.125%
HK$36,713
baseline
▲ 0.50% · 4.625%
HK$38,648
+HK$1,935/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,426/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,571
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,740
−HK$1,187/mo
Today · 4.125%
HK$39,927
baseline
▲ 0.50% · 4.625%
HK$42,356
+HK$2,429/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$79,854/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$514,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,797
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,918
−HK$1,137/mo
Today · 4.125%
HK$44,055
baseline
▲ 0.50% · 4.625%
HK$46,378
+HK$2,323/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$88,110/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$514,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,833
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,196
−HK$1,385/mo
Today · 4.125%
HK$46,581
baseline
▲ 0.50% · 4.625%
HK$49,416
+HK$2,835/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$93,162/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,763
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,071
−HK$1,327/mo
Today · 4.125%
HK$51,398
baseline
▲ 0.50% · 4.625%
HK$54,107
+HK$2,709/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$102,796/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,356
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,109
−HK$1,781/mo
Today · 4.125%
HK$59,890
baseline
▲ 0.50% · 4.625%
HK$63,534
+HK$3,644/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$119,780/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,696
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,377
−HK$1,706/mo
Today · 4.125%
HK$66,083
baseline
▲ 0.50% · 4.625%
HK$69,566
+HK$3,483/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$132,166/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,894 · Scale 2, in force from 26 Feb 2026)