LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,312
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,286
−HK$989/mo
Today · 4.125%
HK$33,275
baseline
▲ 0.50% · 4.625%
HK$35,300
+HK$2,025/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,550/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,834
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,768
−HK$948/mo
Today · 4.125%
HK$36,716
baseline
▲ 0.50% · 4.625%
HK$38,651
+HK$1,935/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,432/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,574
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,743
−HK$1,187/mo
Today · 4.125%
HK$39,930
baseline
▲ 0.50% · 4.625%
HK$42,360
+HK$2,430/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$79,860/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$514,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,801
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,922
−HK$1,137/mo
Today · 4.125%
HK$44,059
baseline
▲ 0.50% · 4.625%
HK$46,381
+HK$2,322/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$88,118/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$514,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,836
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,200
−HK$1,385/mo
Today · 4.125%
HK$46,585
baseline
▲ 0.50% · 4.625%
HK$49,420
+HK$2,835/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$93,170/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,767
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,075
−HK$1,327/mo
Today · 4.125%
HK$51,402
baseline
▲ 0.50% · 4.625%
HK$54,112
+HK$2,710/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$102,804/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,361
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,114
−HK$1,781/mo
Today · 4.125%
HK$59,895
baseline
▲ 0.50% · 4.625%
HK$63,540
+HK$3,645/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$119,790/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,701
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,382
−HK$1,706/mo
Today · 4.125%
HK$66,088
baseline
▲ 0.50% · 4.625%
HK$69,572
+HK$3,484/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$132,176/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,935 · Scale 2, in force from 26 Feb 2026)