LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,315
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,289
−HK$989/mo
Today · 4.125%
HK$33,278
baseline
▲ 0.50% · 4.625%
HK$35,303
+HK$2,025/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,556/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,837
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,772
−HK$947/mo
Today · 4.125%
HK$36,719
baseline
▲ 0.50% · 4.625%
HK$38,655
+HK$1,936/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,438/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$514,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,578
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,747
−HK$1,187/mo
Today · 4.125%
HK$39,934
baseline
▲ 0.50% · 4.625%
HK$42,364
+HK$2,430/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$79,868/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$514,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,805
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,926
−HK$1,137/mo
Today · 4.125%
HK$44,063
baseline
▲ 0.50% · 4.625%
HK$46,386
+HK$2,323/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$88,126/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$514,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,841
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,204
−HK$1,386/mo
Today · 4.125%
HK$46,590
baseline
▲ 0.50% · 4.625%
HK$49,425
+HK$2,835/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$93,180/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,772
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,080
−HK$1,327/mo
Today · 4.125%
HK$51,407
baseline
▲ 0.50% · 4.625%
HK$54,117
+HK$2,710/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$102,814/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,366
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,120
−HK$1,781/mo
Today · 4.125%
HK$59,901
baseline
▲ 0.50% · 4.625%
HK$63,546
+HK$3,645/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$119,802/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,707
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,389
−HK$1,706/mo
Today · 4.125%
HK$66,095
baseline
▲ 0.50% · 4.625%
HK$69,579
+HK$3,484/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$132,190/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,987 · Scale 2, in force from 26 Feb 2026)