LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,318
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,292
−HK$990/mo
Today · 4.125%
HK$33,282
baseline
▲ 0.50% · 4.625%
HK$35,307
+HK$2,025/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,564/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,841
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,775
−HK$948/mo
Today · 4.125%
HK$36,723
baseline
▲ 0.50% · 4.625%
HK$38,659
+HK$1,936/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,446/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,582
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,751
−HK$1,187/mo
Today · 4.125%
HK$39,938
baseline
▲ 0.50% · 4.625%
HK$42,368
+HK$2,430/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$79,876/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,809
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,930
−HK$1,138/mo
Today · 4.125%
HK$44,068
baseline
▲ 0.50% · 4.625%
HK$46,391
+HK$2,323/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$88,136/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,845
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,209
−HK$1,386/mo
Today · 4.125%
HK$46,595
baseline
▲ 0.50% · 4.625%
HK$49,430
+HK$2,835/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$93,190/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,777
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,085
−HK$1,328/mo
Today · 4.125%
HK$51,413
baseline
▲ 0.50% · 4.625%
HK$54,123
+HK$2,710/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$102,826/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,372
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,126
−HK$1,781/mo
Today · 4.125%
HK$59,907
baseline
▲ 0.50% · 4.625%
HK$63,553
+HK$3,646/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$119,814/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,714
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,396
−HK$1,706/mo
Today · 4.125%
HK$66,102
baseline
▲ 0.50% · 4.625%
HK$69,586
+HK$3,484/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$132,204/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,041 · Scale 2, in force from 26 Feb 2026)