LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,320
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,294
−HK$990/mo
Today · 4.125%
HK$33,284
baseline
▲ 0.50% · 4.625%
HK$35,309
+HK$2,025/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,568/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,843
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,777
−HK$948/mo
Today · 4.125%
HK$36,725
baseline
▲ 0.50% · 4.625%
HK$38,661
+HK$1,936/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,450/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,584
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,753
−HK$1,187/mo
Today · 4.125%
HK$39,940
baseline
▲ 0.50% · 4.625%
HK$42,371
+HK$2,431/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$79,880/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,811
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,933
−HK$1,137/mo
Today · 4.125%
HK$44,070
baseline
▲ 0.50% · 4.625%
HK$46,393
+HK$2,323/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$88,140/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,848
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,211
−HK$1,386/mo
Today · 4.125%
HK$46,597
baseline
▲ 0.50% · 4.625%
HK$49,433
+HK$2,836/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$93,194/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,780
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,088
−HK$1,327/mo
Today · 4.125%
HK$51,415
baseline
▲ 0.50% · 4.625%
HK$54,126
+HK$2,711/mo
Deposit HK$4.12M · loan HK$9.61M · min. income ≈ HK$102,830/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,375
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,129
−HK$1,782/mo
Today · 4.125%
HK$59,911
baseline
▲ 0.50% · 4.625%
HK$63,556
+HK$3,645/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$119,822/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,717
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,399
−HK$1,707/mo
Today · 4.125%
HK$66,106
baseline
▲ 0.50% · 4.625%
HK$69,590
+HK$3,484/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$132,212/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,069 · Scale 2, in force from 26 Feb 2026)