LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,322
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,296
−HK$990/mo
Today · 4.125%
HK$33,286
baseline
▲ 0.50% · 4.625%
HK$35,311
+HK$2,025/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,572/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,845
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,779
−HK$948/mo
Today · 4.125%
HK$36,727
baseline
▲ 0.50% · 4.625%
HK$38,663
+HK$1,936/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,454/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,586
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,755
−HK$1,188/mo
Today · 4.125%
HK$39,943
baseline
▲ 0.50% · 4.625%
HK$42,373
+HK$2,430/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$79,886/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,814
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,935
−HK$1,138/mo
Today · 4.125%
HK$44,073
baseline
▲ 0.50% · 4.625%
HK$46,396
+HK$2,323/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$88,146/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,850
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,214
−HK$1,386/mo
Today · 4.125%
HK$46,600
baseline
▲ 0.50% · 4.625%
HK$49,435
+HK$2,835/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,200/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,783
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,091
−HK$1,327/mo
Today · 4.125%
HK$51,418
baseline
▲ 0.50% · 4.625%
HK$54,129
+HK$2,711/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,836/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,379
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,133
−HK$1,781/mo
Today · 4.125%
HK$59,914
baseline
▲ 0.50% · 4.625%
HK$63,560
+HK$3,646/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$119,828/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,721
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,403
−HK$1,706/mo
Today · 4.125%
HK$66,109
baseline
▲ 0.50% · 4.625%
HK$69,594
+HK$3,485/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$132,218/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,100 · Scale 2, in force from 26 Feb 2026)