LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,322
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,296
−HK$990/mo
Today · 4.125%
HK$33,286
baseline
▲ 0.50% · 4.625%
HK$35,311
+HK$2,025/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,572/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,845
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,780
−HK$948/mo
Today · 4.125%
HK$36,728
baseline
▲ 0.50% · 4.625%
HK$38,664
+HK$1,936/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,456/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,586
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,755
−HK$1,188/mo
Today · 4.125%
HK$39,943
baseline
▲ 0.50% · 4.625%
HK$42,374
+HK$2,431/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$79,886/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,814
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,936
−HK$1,137/mo
Today · 4.125%
HK$44,073
baseline
▲ 0.50% · 4.625%
HK$46,397
+HK$2,324/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$88,146/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,851
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,215
−HK$1,386/mo
Today · 4.125%
HK$46,601
baseline
▲ 0.50% · 4.625%
HK$49,436
+HK$2,835/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,202/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,783
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,092
−HK$1,327/mo
Today · 4.125%
HK$51,419
baseline
▲ 0.50% · 4.625%
HK$54,129
+HK$2,710/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,838/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,379
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,133
−HK$1,782/mo
Today · 4.125%
HK$59,915
baseline
▲ 0.50% · 4.625%
HK$63,561
+HK$3,646/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$119,830/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,722
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,404
−HK$1,706/mo
Today · 4.125%
HK$66,110
baseline
▲ 0.50% · 4.625%
HK$69,595
+HK$3,485/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$132,220/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,106 · Scale 2, in force from 26 Feb 2026)