LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,323
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,297
−HK$990/mo
Today · 4.125%
HK$33,287
baseline
▲ 0.50% · 4.625%
HK$35,313
+HK$2,026/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,574/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,846
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,781
−HK$948/mo
Today · 4.125%
HK$36,729
baseline
▲ 0.50% · 4.625%
HK$38,665
+HK$1,936/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,458/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,587
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,757
−HK$1,187/mo
Today · 4.125%
HK$39,944
baseline
▲ 0.50% · 4.625%
HK$42,375
+HK$2,431/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$79,888/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,816
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,937
−HK$1,138/mo
Today · 4.125%
HK$44,075
baseline
▲ 0.50% · 4.625%
HK$46,398
+HK$2,323/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$88,150/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,852
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,216
−HK$1,386/mo
Today · 4.125%
HK$46,602
baseline
▲ 0.50% · 4.625%
HK$49,438
+HK$2,836/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,204/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,785
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,093
−HK$1,328/mo
Today · 4.125%
HK$51,421
baseline
▲ 0.50% · 4.625%
HK$54,131
+HK$2,710/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,842/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,381
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,135
−HK$1,782/mo
Today · 4.125%
HK$59,917
baseline
▲ 0.50% · 4.625%
HK$63,563
+HK$3,646/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$119,834/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,723
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,406
−HK$1,706/mo
Today · 4.125%
HK$66,112
baseline
▲ 0.50% · 4.625%
HK$69,597
+HK$3,485/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$132,224/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,121 · Scale 2, in force from 26 Feb 2026)