LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,325
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,299
−HK$990/mo
Today · 4.125%
HK$33,289
baseline
▲ 0.50% · 4.625%
HK$35,315
+HK$2,026/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,578/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,849
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,783
−HK$948/mo
Today · 4.125%
HK$36,731
baseline
▲ 0.50% · 4.625%
HK$38,667
+HK$1,936/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,462/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,590
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,759
−HK$1,188/mo
Today · 4.125%
HK$39,947
baseline
▲ 0.50% · 4.625%
HK$42,378
+HK$2,431/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$79,894/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,818
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,940
−HK$1,138/mo
Today · 4.125%
HK$44,078
baseline
▲ 0.50% · 4.625%
HK$46,401
+HK$2,323/mo
Deposit HK$5.49M · loan HK$8.24M · min. income ≈ HK$88,156/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,855
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,219
−HK$1,386/mo
Today · 4.125%
HK$46,605
baseline
▲ 0.50% · 4.625%
HK$49,441
+HK$2,836/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,210/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,788
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,096
−HK$1,328/mo
Today · 4.125%
HK$51,424
baseline
▲ 0.50% · 4.625%
HK$54,134
+HK$2,710/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,848/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,385
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,138
−HK$1,782/mo
Today · 4.125%
HK$59,920
baseline
▲ 0.50% · 4.625%
HK$63,566
+HK$3,646/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$119,840/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,727
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,410
−HK$1,706/mo
Today · 4.125%
HK$66,116
baseline
▲ 0.50% · 4.625%
HK$69,601
+HK$3,485/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$132,232/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,153 · Scale 2, in force from 26 Feb 2026)