LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,325
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,300
−HK$990/mo
Today · 4.125%
HK$33,290
baseline
▲ 0.50% · 4.625%
HK$35,315
+HK$2,025/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,580/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,849
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,784
−HK$948/mo
Today · 4.125%
HK$36,732
baseline
▲ 0.50% · 4.625%
HK$38,668
+HK$1,936/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,464/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,590
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,760
−HK$1,188/mo
Today · 4.125%
HK$39,948
baseline
▲ 0.50% · 4.625%
HK$42,378
+HK$2,430/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$79,896/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,819
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,941
−HK$1,137/mo
Today · 4.125%
HK$44,078
baseline
▲ 0.50% · 4.625%
HK$46,402
+HK$2,324/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$88,156/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,856
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,220
−HK$1,386/mo
Today · 4.125%
HK$46,606
baseline
▲ 0.50% · 4.625%
HK$49,441
+HK$2,835/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,212/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,789
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,097
−HK$1,328/mo
Today · 4.125%
HK$51,425
baseline
▲ 0.50% · 4.625%
HK$54,135
+HK$2,710/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,850/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,386
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,140
−HK$1,782/mo
Today · 4.125%
HK$59,922
baseline
▲ 0.50% · 4.625%
HK$63,568
+HK$3,646/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$119,844/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,728
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,411
−HK$1,706/mo
Today · 4.125%
HK$66,117
baseline
▲ 0.50% · 4.625%
HK$69,603
+HK$3,486/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$132,234/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,162 · Scale 2, in force from 26 Feb 2026)