LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,327
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,301
−HK$990/mo
Today · 4.125%
HK$33,291
baseline
▲ 0.50% · 4.625%
HK$35,317
+HK$2,026/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,582/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,851
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,786
−HK$948/mo
Today · 4.125%
HK$36,734
baseline
▲ 0.50% · 4.625%
HK$38,670
+HK$1,936/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,468/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,592
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,762
−HK$1,188/mo
Today · 4.125%
HK$39,950
baseline
▲ 0.50% · 4.625%
HK$42,381
+HK$2,431/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$79,900/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,821
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,943
−HK$1,138/mo
Today · 4.125%
HK$44,081
baseline
▲ 0.50% · 4.625%
HK$46,404
+HK$2,323/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$88,162/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,858
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,222
−HK$1,386/mo
Today · 4.125%
HK$46,608
baseline
▲ 0.50% · 4.625%
HK$49,444
+HK$2,836/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,216/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,791
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,100
−HK$1,327/mo
Today · 4.125%
HK$51,427
baseline
▲ 0.50% · 4.625%
HK$54,138
+HK$2,711/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,854/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,388
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,142
−HK$1,783/mo
Today · 4.125%
HK$59,925
baseline
▲ 0.50% · 4.625%
HK$63,571
+HK$3,646/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$119,850/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,732
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,414
−HK$1,707/mo
Today · 4.125%
HK$66,121
baseline
▲ 0.50% · 4.625%
HK$69,606
+HK$3,485/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$132,242/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,188 · Scale 2, in force from 26 Feb 2026)