LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,328
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,303
−HK$990/mo
Today · 4.125%
HK$33,293
baseline
▲ 0.50% · 4.625%
HK$35,318
+HK$2,025/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,586/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,852
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,787
−HK$948/mo
Today · 4.125%
HK$36,735
baseline
▲ 0.50% · 4.625%
HK$38,671
+HK$1,936/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,470/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,594
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,763
−HK$1,188/mo
Today · 4.125%
HK$39,951
baseline
▲ 0.50% · 4.625%
HK$42,382
+HK$2,431/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$79,902/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,823
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,944
−HK$1,138/mo
Today · 4.125%
HK$44,082
baseline
▲ 0.50% · 4.625%
HK$46,406
+HK$2,324/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$88,164/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,859
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,224
−HK$1,386/mo
Today · 4.125%
HK$46,610
baseline
▲ 0.50% · 4.625%
HK$49,446
+HK$2,836/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,220/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,793
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,102
−HK$1,327/mo
Today · 4.125%
HK$51,429
baseline
▲ 0.50% · 4.625%
HK$54,140
+HK$2,711/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,858/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,391
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,145
−HK$1,782/mo
Today · 4.125%
HK$59,927
baseline
▲ 0.50% · 4.625%
HK$63,573
+HK$3,646/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$119,854/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,734
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,416
−HK$1,707/mo
Today · 4.125%
HK$66,123
baseline
▲ 0.50% · 4.625%
HK$69,609
+HK$3,486/mo
Deposit HK$1.37M · loan HK$12.36M · min. income ≈ HK$132,246/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,207 · Scale 2, in force from 26 Feb 2026)