LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,329
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,303
−HK$990/mo
Today · 4.125%
HK$33,293
baseline
▲ 0.50% · 4.625%
HK$35,319
+HK$2,026/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,586/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,853
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,788
−HK$948/mo
Today · 4.125%
HK$36,736
baseline
▲ 0.50% · 4.625%
HK$38,672
+HK$1,936/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,472/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,594
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,764
−HK$1,188/mo
Today · 4.125%
HK$39,952
baseline
▲ 0.50% · 4.625%
HK$42,383
+HK$2,431/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$79,904/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,823
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,945
−HK$1,138/mo
Today · 4.125%
HK$44,083
baseline
▲ 0.50% · 4.625%
HK$46,407
+HK$2,324/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$88,166/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,860
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,224
−HK$1,387/mo
Today · 4.125%
HK$46,611
baseline
▲ 0.50% · 4.625%
HK$49,447
+HK$2,836/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,222/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,794
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,103
−HK$1,327/mo
Today · 4.125%
HK$51,430
baseline
▲ 0.50% · 4.625%
HK$54,141
+HK$2,711/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,860/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,392
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,146
−HK$1,782/mo
Today · 4.125%
HK$59,928
baseline
▲ 0.50% · 4.625%
HK$63,574
+HK$3,646/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,856/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,735
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,418
−HK$1,707/mo
Today · 4.125%
HK$66,125
baseline
▲ 0.50% · 4.625%
HK$69,610
+HK$3,485/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,250/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,217 · Scale 2, in force from 26 Feb 2026)