LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,329
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,304
−HK$990/mo
Today · 4.125%
HK$33,294
baseline
▲ 0.50% · 4.625%
HK$35,320
+HK$2,026/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,588/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,853
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,788
−HK$948/mo
Today · 4.125%
HK$36,736
baseline
▲ 0.50% · 4.625%
HK$38,673
+HK$1,937/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,472/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$515,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,595
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,764
−HK$1,188/mo
Today · 4.125%
HK$39,952
baseline
▲ 0.50% · 4.625%
HK$42,383
+HK$2,431/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$79,904/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,824
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,946
−HK$1,138/mo
Today · 4.125%
HK$44,084
baseline
▲ 0.50% · 4.625%
HK$46,407
+HK$2,323/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$88,168/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,861
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,225
−HK$1,386/mo
Today · 4.125%
HK$46,611
baseline
▲ 0.50% · 4.625%
HK$49,447
+HK$2,836/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,222/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,795
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,103
−HK$1,328/mo
Today · 4.125%
HK$51,431
baseline
▲ 0.50% · 4.625%
HK$54,142
+HK$2,711/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,862/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,392
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,146
−HK$1,783/mo
Today · 4.125%
HK$59,929
baseline
▲ 0.50% · 4.625%
HK$63,575
+HK$3,646/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,858/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,736
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,418
−HK$1,707/mo
Today · 4.125%
HK$66,125
baseline
▲ 0.50% · 4.625%
HK$69,611
+HK$3,486/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,250/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,224 · Scale 2, in force from 26 Feb 2026)