LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,330
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,305
−HK$990/mo
Today · 4.125%
HK$33,295
baseline
▲ 0.50% · 4.625%
HK$35,321
+HK$2,026/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,590/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,854
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,789
−HK$949/mo
Today · 4.125%
HK$36,738
baseline
▲ 0.50% · 4.625%
HK$38,674
+HK$1,936/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,476/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,596
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,766
−HK$1,188/mo
Today · 4.125%
HK$39,954
baseline
▲ 0.50% · 4.625%
HK$42,385
+HK$2,431/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$79,908/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,825
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,947
−HK$1,138/mo
Today · 4.125%
HK$44,085
baseline
▲ 0.50% · 4.625%
HK$46,409
+HK$2,324/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$88,170/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,862
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,227
−HK$1,386/mo
Today · 4.125%
HK$46,613
baseline
▲ 0.50% · 4.625%
HK$49,449
+HK$2,836/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,226/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,796
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,105
−HK$1,328/mo
Today · 4.125%
HK$51,433
baseline
▲ 0.50% · 4.625%
HK$54,144
+HK$2,711/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,866/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,394
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,148
−HK$1,783/mo
Today · 4.125%
HK$59,931
baseline
▲ 0.50% · 4.625%
HK$63,577
+HK$3,646/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,862/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,738
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,421
−HK$1,707/mo
Today · 4.125%
HK$66,128
baseline
▲ 0.50% · 4.625%
HK$69,613
+HK$3,485/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,256/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,241 · Scale 2, in force from 26 Feb 2026)