LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,333
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,307
−HK$991/mo
Today · 4.125%
HK$33,298
baseline
▲ 0.50% · 4.625%
HK$35,324
+HK$2,026/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,596/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,857
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,792
−HK$949/mo
Today · 4.125%
HK$36,741
baseline
▲ 0.50% · 4.625%
HK$38,677
+HK$1,936/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,482/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,599
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,769
−HK$1,188/mo
Today · 4.125%
HK$39,957
baseline
▲ 0.50% · 4.625%
HK$42,388
+HK$2,431/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$79,914/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,829
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,951
−HK$1,138/mo
Today · 4.125%
HK$44,089
baseline
▲ 0.50% · 4.625%
HK$46,413
+HK$2,324/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$88,178/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,866
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,230
−HK$1,387/mo
Today · 4.125%
HK$46,617
baseline
▲ 0.50% · 4.625%
HK$49,453
+HK$2,836/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,234/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,800
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,109
−HK$1,328/mo
Today · 4.125%
HK$51,437
baseline
▲ 0.50% · 4.625%
HK$54,148
+HK$2,711/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,874/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,399
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,153
−HK$1,783/mo
Today · 4.125%
HK$59,936
baseline
▲ 0.50% · 4.625%
HK$63,583
+HK$3,647/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,872/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,743
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,426
−HK$1,707/mo
Today · 4.125%
HK$66,133
baseline
▲ 0.50% · 4.625%
HK$69,619
+HK$3,486/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,266/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,284 · Scale 2, in force from 26 Feb 2026)