LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,333
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,308
−HK$990/mo
Today · 4.125%
HK$33,298
baseline
▲ 0.50% · 4.625%
HK$35,324
+HK$2,026/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,596/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,858
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,793
−HK$948/mo
Today · 4.125%
HK$36,741
baseline
▲ 0.50% · 4.625%
HK$38,678
+HK$1,937/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,482/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,600
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,769
−HK$1,189/mo
Today · 4.125%
HK$39,958
baseline
▲ 0.50% · 4.625%
HK$42,389
+HK$2,431/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$79,916/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,829
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,951
−HK$1,138/mo
Today · 4.125%
HK$44,089
baseline
▲ 0.50% · 4.625%
HK$46,413
+HK$2,324/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$88,178/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,866
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,231
−HK$1,386/mo
Today · 4.125%
HK$46,617
baseline
▲ 0.50% · 4.625%
HK$49,454
+HK$2,837/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,234/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,801
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,110
−HK$1,327/mo
Today · 4.125%
HK$51,437
baseline
▲ 0.50% · 4.625%
HK$54,149
+HK$2,712/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,874/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,400
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,154
−HK$1,782/mo
Today · 4.125%
HK$59,936
baseline
▲ 0.50% · 4.625%
HK$63,583
+HK$3,647/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,872/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,744
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,427
−HK$1,707/mo
Today · 4.125%
HK$66,134
baseline
▲ 0.50% · 4.625%
HK$69,620
+HK$3,486/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,268/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,290 · Scale 2, in force from 26 Feb 2026)