LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,334
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,308
−HK$991/mo
Today · 4.125%
HK$33,299
baseline
▲ 0.50% · 4.625%
HK$35,325
+HK$2,026/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,598/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,858
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,793
−HK$949/mo
Today · 4.125%
HK$36,742
baseline
▲ 0.50% · 4.625%
HK$38,678
+HK$1,936/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,484/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,600
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,770
−HK$1,188/mo
Today · 4.125%
HK$39,958
baseline
▲ 0.50% · 4.625%
HK$42,390
+HK$2,432/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$79,916/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,830
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,952
−HK$1,138/mo
Today · 4.125%
HK$44,090
baseline
▲ 0.50% · 4.625%
HK$46,414
+HK$2,324/mo
Deposit HK$5.50M · loan HK$8.24M · min. income ≈ HK$88,180/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,867
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,232
−HK$1,386/mo
Today · 4.125%
HK$46,618
baseline
▲ 0.50% · 4.625%
HK$49,455
+HK$2,837/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,236/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,802
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,111
−HK$1,327/mo
Today · 4.125%
HK$51,438
baseline
▲ 0.50% · 4.625%
HK$54,150
+HK$2,712/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,876/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,401
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,155
−HK$1,782/mo
Today · 4.125%
HK$59,937
baseline
▲ 0.50% · 4.625%
HK$63,584
+HK$3,647/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,874/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,745
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,428
−HK$1,707/mo
Today · 4.125%
HK$66,135
baseline
▲ 0.50% · 4.625%
HK$69,621
+HK$3,486/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,270/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,299 · Scale 2, in force from 26 Feb 2026)