LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,335
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,310
−HK$990/mo
Today · 4.125%
HK$33,300
baseline
▲ 0.50% · 4.625%
HK$35,327
+HK$2,027/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,600/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,860
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,795
−HK$949/mo
Today · 4.125%
HK$36,744
baseline
▲ 0.50% · 4.625%
HK$38,680
+HK$1,936/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,488/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,602
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,772
−HK$1,188/mo
Today · 4.125%
HK$39,960
baseline
▲ 0.50% · 4.625%
HK$42,392
+HK$2,432/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,920/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,832
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,954
−HK$1,138/mo
Today · 4.125%
HK$44,092
baseline
▲ 0.50% · 4.625%
HK$46,416
+HK$2,324/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,184/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,869
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,234
−HK$1,386/mo
Today · 4.125%
HK$46,620
baseline
▲ 0.50% · 4.625%
HK$49,457
+HK$2,837/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,240/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,804
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,113
−HK$1,328/mo
Today · 4.125%
HK$51,441
baseline
▲ 0.50% · 4.625%
HK$54,153
+HK$2,712/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,882/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,404
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,158
−HK$1,782/mo
Today · 4.125%
HK$59,940
baseline
▲ 0.50% · 4.625%
HK$63,588
+HK$3,648/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,880/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,748
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,431
−HK$1,707/mo
Today · 4.125%
HK$66,138
baseline
▲ 0.50% · 4.625%
HK$69,625
+HK$3,487/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,276/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,325 · Scale 2, in force from 26 Feb 2026)