LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,337
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,311
−HK$991/mo
Today · 4.125%
HK$33,302
baseline
▲ 0.50% · 4.625%
HK$35,328
+HK$2,026/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,604/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,862
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,797
−HK$948/mo
Today · 4.125%
HK$36,745
baseline
▲ 0.50% · 4.625%
HK$38,682
+HK$1,937/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,490/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,604
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,774
−HK$1,188/mo
Today · 4.125%
HK$39,962
baseline
▲ 0.50% · 4.625%
HK$42,394
+HK$2,432/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,924/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,834
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,956
−HK$1,138/mo
Today · 4.125%
HK$44,094
baseline
▲ 0.50% · 4.625%
HK$46,418
+HK$2,324/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,188/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,871
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,236
−HK$1,386/mo
Today · 4.125%
HK$46,622
baseline
▲ 0.50% · 4.625%
HK$49,459
+HK$2,837/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,244/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,806
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,115
−HK$1,328/mo
Today · 4.125%
HK$51,443
baseline
▲ 0.50% · 4.625%
HK$54,155
+HK$2,712/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,886/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,406
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,160
−HK$1,783/mo
Today · 4.125%
HK$59,943
baseline
▲ 0.50% · 4.625%
HK$63,590
+HK$3,647/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,886/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,751
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,434
−HK$1,707/mo
Today · 4.125%
HK$66,141
baseline
▲ 0.50% · 4.625%
HK$69,627
+HK$3,486/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,282/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,346 · Scale 2, in force from 26 Feb 2026)