LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,337
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,312
−HK$990/mo
Today · 4.125%
HK$33,302
baseline
▲ 0.50% · 4.625%
HK$35,329
+HK$2,027/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,604/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,862
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,797
−HK$949/mo
Today · 4.125%
HK$36,746
baseline
▲ 0.50% · 4.625%
HK$38,683
+HK$1,937/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,492/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,605
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,774
−HK$1,189/mo
Today · 4.125%
HK$39,963
baseline
▲ 0.50% · 4.625%
HK$42,394
+HK$2,431/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,926/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,835
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,957
−HK$1,138/mo
Today · 4.125%
HK$44,095
baseline
▲ 0.50% · 4.625%
HK$46,419
+HK$2,324/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,190/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,872
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,237
−HK$1,386/mo
Today · 4.125%
HK$46,623
baseline
▲ 0.50% · 4.625%
HK$49,460
+HK$2,837/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,246/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,807
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,116
−HK$1,328/mo
Today · 4.125%
HK$51,444
baseline
▲ 0.50% · 4.625%
HK$54,156
+HK$2,712/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,888/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,407
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,161
−HK$1,783/mo
Today · 4.125%
HK$59,944
baseline
▲ 0.50% · 4.625%
HK$63,591
+HK$3,647/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,888/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,752
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,435
−HK$1,707/mo
Today · 4.125%
HK$66,142
baseline
▲ 0.50% · 4.625%
HK$69,629
+HK$3,487/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,284/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,356 · Scale 2, in force from 26 Feb 2026)