LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,337
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,312
−HK$991/mo
Today · 4.125%
HK$33,303
baseline
▲ 0.50% · 4.625%
HK$35,329
+HK$2,026/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,606/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,863
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,798
−HK$948/mo
Today · 4.125%
HK$36,746
baseline
▲ 0.50% · 4.625%
HK$38,683
+HK$1,937/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,492/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,605
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,775
−HK$1,188/mo
Today · 4.125%
HK$39,963
baseline
▲ 0.50% · 4.625%
HK$42,395
+HK$2,432/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,926/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,835
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,957
−HK$1,138/mo
Today · 4.125%
HK$44,095
baseline
▲ 0.50% · 4.625%
HK$46,420
+HK$2,325/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,190/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,872
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,237
−HK$1,387/mo
Today · 4.125%
HK$46,624
baseline
▲ 0.50% · 4.625%
HK$49,460
+HK$2,836/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,248/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,808
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,117
−HK$1,327/mo
Today · 4.125%
HK$51,444
baseline
▲ 0.50% · 4.625%
HK$54,156
+HK$2,712/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,888/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,407
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,162
−HK$1,783/mo
Today · 4.125%
HK$59,945
baseline
▲ 0.50% · 4.625%
HK$63,592
+HK$3,647/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,890/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,753
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,436
−HK$1,707/mo
Today · 4.125%
HK$66,143
baseline
▲ 0.50% · 4.625%
HK$69,629
+HK$3,486/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,286/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,360 · Scale 2, in force from 26 Feb 2026)