LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,338
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,313
−HK$990/mo
Today · 4.125%
HK$33,303
baseline
▲ 0.50% · 4.625%
HK$35,329
+HK$2,026/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,606/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,863
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,798
−HK$949/mo
Today · 4.125%
HK$36,747
baseline
▲ 0.50% · 4.625%
HK$38,683
+HK$1,936/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,494/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,605
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,775
−HK$1,189/mo
Today · 4.125%
HK$39,964
baseline
▲ 0.50% · 4.625%
HK$42,395
+HK$2,431/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,928/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,836
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,958
−HK$1,138/mo
Today · 4.125%
HK$44,096
baseline
▲ 0.50% · 4.625%
HK$46,420
+HK$2,324/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,192/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,873
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,238
−HK$1,386/mo
Today · 4.125%
HK$46,624
baseline
▲ 0.50% · 4.625%
HK$49,461
+HK$2,837/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,248/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,808
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,117
−HK$1,328/mo
Today · 4.125%
HK$51,445
baseline
▲ 0.50% · 4.625%
HK$54,157
+HK$2,712/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,890/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,408
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,163
−HK$1,782/mo
Today · 4.125%
HK$59,945
baseline
▲ 0.50% · 4.625%
HK$63,593
+HK$3,648/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,890/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,753
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,436
−HK$1,708/mo
Today · 4.125%
HK$66,144
baseline
▲ 0.50% · 4.625%
HK$69,630
+HK$3,486/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,288/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,367 · Scale 2, in force from 26 Feb 2026)