LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,338
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,313
−HK$991/mo
Today · 4.125%
HK$33,304
baseline
▲ 0.50% · 4.625%
HK$35,330
+HK$2,026/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,608/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,864
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,799
−HK$948/mo
Today · 4.125%
HK$36,747
baseline
▲ 0.50% · 4.625%
HK$38,684
+HK$1,937/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,494/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,606
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,776
−HK$1,188/mo
Today · 4.125%
HK$39,964
baseline
▲ 0.50% · 4.625%
HK$42,396
+HK$2,432/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,928/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,836
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,958
−HK$1,139/mo
Today · 4.125%
HK$44,097
baseline
▲ 0.50% · 4.625%
HK$46,421
+HK$2,324/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,194/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,874
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,238
−HK$1,387/mo
Today · 4.125%
HK$46,625
baseline
▲ 0.50% · 4.625%
HK$49,462
+HK$2,837/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,250/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,809
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,118
−HK$1,328/mo
Today · 4.125%
HK$51,446
baseline
▲ 0.50% · 4.625%
HK$54,158
+HK$2,712/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,892/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,409
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,164
−HK$1,782/mo
Today · 4.125%
HK$59,946
baseline
▲ 0.50% · 4.625%
HK$63,594
+HK$3,648/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,892/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,755
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,438
−HK$1,707/mo
Today · 4.125%
HK$66,145
baseline
▲ 0.50% · 4.625%
HK$69,632
+HK$3,487/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,290/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,377 · Scale 2, in force from 26 Feb 2026)