LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,340
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,315
−HK$990/mo
Today · 4.125%
HK$33,305
baseline
▲ 0.50% · 4.625%
HK$35,332
+HK$2,027/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$66,610/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,865
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,800
−HK$949/mo
Today · 4.125%
HK$36,749
baseline
▲ 0.50% · 4.625%
HK$38,686
+HK$1,937/mo
Deposit HK$6.87M · loan HK$6.87M · min. income ≈ HK$73,498/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$515,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,608
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,778
−HK$1,188/mo
Today · 4.125%
HK$39,966
baseline
▲ 0.50% · 4.625%
HK$42,398
+HK$2,432/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$79,932/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,838
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,960
−HK$1,139/mo
Today · 4.125%
HK$44,099
baseline
▲ 0.50% · 4.625%
HK$46,423
+HK$2,324/mo
Deposit HK$5.50M · loan HK$8.25M · min. income ≈ HK$88,198/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$515,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,876
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,241
−HK$1,386/mo
Today · 4.125%
HK$46,627
baseline
▲ 0.50% · 4.625%
HK$49,464
+HK$2,837/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,254/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,811
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$50,121
−HK$1,328/mo
Today · 4.125%
HK$51,449
baseline
▲ 0.50% · 4.625%
HK$54,161
+HK$2,712/mo
Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$102,898/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,412
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,167
−HK$1,782/mo
Today · 4.125%
HK$59,949
baseline
▲ 0.50% · 4.625%
HK$63,597
+HK$3,648/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$119,898/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,758
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,441
−HK$1,707/mo
Today · 4.125%
HK$66,148
baseline
▲ 0.50% · 4.625%
HK$69,635
+HK$3,487/mo
Deposit HK$1.37M · loan HK$12.37M · min. income ≈ HK$132,296/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$515,402 · Scale 2, in force from 26 Feb 2026)